Fintech · Core Banking · Digital Products

Powering fintech, core & agency banking across Africa.

We build the core banking, agency banking, and digital platforms that banks, MFBs, and fintechs run on — plus the SaaS, web, and mobile products that bring them to market.

50+
Projects delivered
10+
Industries served
24/7
Support coverage

Core Banking Software (BaaS)

The operating system for modern banks and MFBs.

Agency Banking

Reach last-mile customers through an agent network.

Digital Payments & Wallets

Wallets, transfers, bill payments, virtual accounts.

SaaS Platforms

Multi-tenant software that scales with your business.

What we do

Two practices. One accountable team.

Fintech infrastructure for banks and MFBs, and digital products for ambitious businesses — designed, shipped, and operated end to end.

Why Xtratech

Engineered for trust. Designed for scale.

Velocity

MVPs in weeks, not quarters. We move fast without breaking trust.

Security-first

HTTPS, encryption, RLS, and audited integrations baked in by default.

Outcomes

We measure success in your KPIs — leads, revenue, retention — not lines of code.

What clients say

Trusted by banks, fintechs & founders.

Their core banking platform got our MFB live and CBN-compliant in record time.
MD, Nigerian microfinance bank
The agency banking suite is rock-solid. Our agents and settlements just work.
Head of Agency, Lagos fintech
Senior engineering at a startup price. Easy recommendation.
Founder, SaaS startup

Let's build the system your business runs on.

Tell us what you're working on. We'll respond within one business day with a clear scope and next steps.

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